FXIFY Review 2026 for Signal Traders

What FXIFY sells

One Phase, Two Phase (Standard with trailing drawdown, and a "2 Phase Pro" with static drawdown launched 30 Apr 2026), Three Phase, Instant Funding and Instant Lite, Lightning and Crypto. Checkout sizes run from $1,000 to $400,000, with "Raw Spreads" or "All-In" pricing and payout cycles of 10, 14 or 30 days. Six add-ons cost $50 each, Increase Leverage and No Time Limit among them. On price we could read only "$250" for a $5k One Phase account and "Start from $59" for a $10K Lightning evaluation; the checkout showed $0 totals, so the $100k fee is not readable.

The objectives, as published

Model	Targets	Daily loss	Max loss and type	Min days	Time limit	Consistency
Two Phase (Standard)	10% then 5%	4%, from previous day's balance	10%, trailing	5 per phase	unlimited	none stated
2 Phase Pro	not stated	4%	8%, static	3 profitable days (0.5%) per phase	not stated	none stated
One Phase	10%	3%	6%, trailing on high-water mark	5	not stated	none stated
Three Phase	5% per phase	5%	5%, static	not stated	not stated	none stated
Instant Funding	none	8%, from previous end-of-day balance	8%, trailing	not stated	not stated	not stated

The daily figure is taken from the balance at 5 PM EST. The trailing drawdown follows the high-water mark on closed balance, and "the max trailing locks in at your starting balance" once the account is 6% in profit on the One Phase and after a payout. Funded accounts follow the same rules: "The rules for the Funded stage on 1,2 and 3-Phase accounts are exactly the same as per the Assessment stages." One trade every 60 days keeps the account active.

The copying rule

The FAQ states: "You can copy trades between your FXIFY accounts and from your FXIFY accounts to other accounts." Copying into FXIFY is allowed only after approval, with "a trading statement showing at least 30 days of trading history" in the trader's name. Copying is "not allowed on Instant Funding LITE, Instant Funding accounts", on 2 Phase Pro unless master, or on Lightning. Copying from a third party breaks the terms. Signals are not named.

A signal channel cannot produce a statement in your name, so a Telegram-to-MT5 copier fed by one is third-party copying and is out, approval or not; the approval route covers your own account elsewhere. Placing a signal by hand on your own account is not addressed by the cited rules either way, and absence of a named ban is not permission; if you intend to trade signals here, get the firm's written answer to that exact workflow first. EAs are allowed; DXtrade "does not support trading bots". We do not connect our copier to prop accounts under any arrangement; our piece on copiers and prop firm rules explains why.

News, on evaluation and on funded

We did not locate a news FAQ for the One, Two and Three Phase programmes; whatever applies does so in both stages. The Instant Funding FAQ is explicit: "No trades or orders may be placed 5 minutes before or 5 minutes after" high-impact news, and trades in the window are invalidated. Clause 4.5 of the terms adds that leverage may drop to 10:1 on FX and metals from 10 minutes before an event until 5 minutes after it.

The leverage clause matters most to a gold signal follower. A position sized at 30:1 whose margin requirement triples for fifteen minutes around US data can approach a margin call without the price moving, if the account is small or several positions are open. Keep margin low around the calendar; our sessions and news guide lists the releases. Weekend holding is allowed.

Drawdown and daily loss, in stops

At 1% a trade, the Two Phase Standard's 4% daily is four stops and its 10% maximum is ten, but trailing: every closed gain raises the floor until the lock. The One Phase gives three stops a day and six in total, also trailing. The 2 Phase Pro's static 8% is eight stops from a fixed floor, the gentler product for a run of gold stops. Size from the daily limit, not the account.

Gold, platforms and leverage

Platforms are MetaTrader 5 ("TP5", non-US), "TP4", DXtrade and TradingView. Leverage is stated per asset: forex and gold 30:1 (50:1 with the add-on), indices 10:1, stocks and crypto 2:1. Gold spreads are advertised "from as low as 0.0". No maximum lot size is stated.

Payouts, split and refund

"Receive your first payout INSTANTLY as soon as your first funded trading day", on condition that you "Open & close ONE successful live trade"; then monthly, or every two weeks with the add-on. The minimum is $50. The split is "up to 90%", reached with the "Extra 15% Performance Split" add-on. The fee "gets reimbursed to you with your first payout on request for 1,2 and 3 Phase plans"; otherwise it is non-refundable once trading starts.

Broker, entity, countries

FXIFY says it is "Backed by a reputable broker, FXIFY Markets". The entities are Prime Intermarket Group Eurasia Ltd, Mauritius, Investment Dealer Licence GB24204066, and FXIFY Solutions Limited, UK company 14451720, as payment agent. The footer excludes the United States, Russia, Belarus, Iran, Iraq, Syria, Afghanistan, Yemen, Myanmar, Venezuela, Kenya, Ghana, Vietnam and a longer list.

What FXIFY does not publish

Any $100k price, a news rule for the One, Two and Three Phase programmes, the base split before the add-on, a maximum lot size, and targets for the 2 Phase Pro. The news rule is the one to close by support ticket.

Who it suits, from the rules alone

A manual signal trader, with the firm's written confirmation of that workflow, who wants a fee refund at the first payout, stated 30:1 gold leverage and the 2 Phase Pro's static floor, and who keeps margin low around the calendar. It suits less anyone in the US, and anyone who heard FXIFY allows copying and assumed that meant from a channel. The other nine are in our prop firm rules roundup.

Rules were read on 21 Oct 2026 and change often.

Sources

Every figure above was read on 21 Oct 2026 from these pages. If a page has changed since, the page wins.

Every closed signal is on the record

The results page lists each closed VIP signal with its entry, stop, targets and outcome, stops included.

Open the results page Join the free channel

Ready to join? Compare the VIP plans: £89 a month, or £540 paid once a year.

FXIFY review for signal traders: rules, news, copying approval